networth The process by which you choose what proportion of your portfolio you’d like to dedicate to various asset classes, based on your goals, personal risk tolerance and time horizon. Personal finance is the application of the principles of finance to the monetary decisions of an individual or family. Annual Percentage Yeild describes interest paid to a savings account or certificate . Match. Debit Card The least amount of money a bank requires when opening an account Minimum Deposit The money put into a bank account Deposit A savings or checking account set up in the names of more than one person Joint Account The money a bank pays for the use of a person’s money. Gravity. 7. PLAY. Terms in this set (29) checking. It will open in a new tab and you can download and print it from there. Part II: Warm-up . Bookkeeping the principal that a buyer is responsible for checking the quality and suitability of goods before making a purchase. Gravity. Feel free to download and print the pdf, if it’s easier. Print copies for an entire class. If you need a few hints, these blogs will help: Financial Terms Explained; 10 Common Credit Terms Defined; Personal Loan Terms to Know Before You Apply. Any card that may be used repeatedly to borrow money or buy products and services on credit. Revenue An estimate of income and expenditure for a set period of time Budget The proportion of a loan is charged as interest to the borrower, typically expressed as an annual percentage of the loan outstanding. AS YOU READ, learn the Vocabulary. Good luck! Debt Consolidation a law that protect consumers from being discriminated against due to race, sex, marital status, religion or age when obtaining credit. Servicer, Income, especially when of a company or organization and of a substantial nature. Checking Account The amount of money currently in an account Balance A business that keeps money safe fro its customers, lends money to borrowers, and provides other financial services Bank A banking card that can be used to purchase goods and services electronically. a place where many transactions take place; many buyers and sellers. a savings plan designed to help set aside funds for future college costs. AGI A person who is financially dependent on your income, typically a child or an adult relative you may support. STUDY. creditor. AFTER YOU READ, check your understanding through Fact and Idea Review, Critical Thinking Questions, an Extension Activity, and a Research Activity. Terms in this set (28) Personal Finance. Personal Finance Chapters 1 and 2 Crossword. Personal Finance Economics Vocabulary. Write. 1.01-1.02, are just a taste of our online study tools! deposit. Personal Finance Crossword Puzzle Bill Field 2020-11-16T02:20:12-08:00. take money out of the bank. Fixed-rate mortgage Employer-sponsored retirement plans, such as pensions, in which the employer promises a specified retirement benefit based on a formula that may include an employee’s earnings history, length of employment and age. Learn about the vocabulary of banking in episode 120 of The Flatmates – our Finance vocabulary . This crossword, Personal Finance - Chapter 7 was made with our free online crossword maker. lcsihs2016. Saving. 1.01-1.02 was made with our free online crossword maker. 16. Our free online crosswords for the vocabulary list, Personal Finance- Obj. Dr Loftin's Learning Emporium. Copy this to my account; E-mail to a friend; Find other activities; Start over ; Help; Contains 224 personal finance terms and includes the following 4 activities: Flashcards, Matching, Concentration, and Word Search. Activités éducatives (Mots Croisés): Estate Planning Crossword (vocabulary - practice - personal finance) - Estate Planning vocabulary review for Personal Finance 529 Plan the yearly interest rate charged on outstanding outstanding credit card balances. What Are Your Rights as a Consumer? Grade Personal Financial Literacy from The Pensive Sloth–social studies, math, . Across 3. Flashcards. Umbrellainsurance, Home Mortgage ___________ Act Disclosure Comparison of your loan amount to the value of your home LTV Percentage of your debt divided by your gross income DTI Spouse that will only be on title but not on loan NPS Insurance that protects lenders/investors for losses due to the event of default of a mortgage loan MI Document that most be provided withing 72 hours of taking an application Loan Estimate Document provided prior to closing that replaces the HUD-1 and TIL Closing Disclosure Document filed to show lien with lender is a Deed of _______ Trust Sketch of a property showing its boundaries Survey History of the title showing current owners and liens Abstract Nationwide registraction system for mortgage loan originators SAFE Act Origination, appraisal, and survey fees are know as _____________ costs. This is a Finance vocabulary Crossword that is suitable for introducing key words to learners. Learn vocabulary, terms, and more with flashcards, games, and other study tools. Personal Finance Vocabulary. Solve the vocabulary crossword puzzles for: Personal Finance . Compound Interest comparing the cost of two or more goods or services to find the best value. Personal Finance Vocabulary Crossword Puzzle Bundle - Distance Learning. Overdraft Protection, minimum payment lender late fee interest grace period delinquency credit score credit report credit limit credit card collection account borrower annual percentage rate annual fee withdrawal transfer transaction service charge overdraft online banking minimum balance financial institution direct deposit deposit debit card credit union checking account Check register Balance ATM, Bank branch offices, hours of operation, availability of ATM Location Direct deposit, automatic payments, overdraft protects, online banking, discounts or free checking for students Special Features Monthly charges, per check costs, printing of checks, balance inquiry cost, ATM checks Fees Minimum balance, holding period for deposited checks Restrictions An payment system where bills are paid through direct withdrawal from a bank account Automatic Payment A financial cooperative owned by its members to serve its members. Answers are included. Annual Percentage Rate An amount of money. $50.00. Interest Rates Money paid regularly at a particular rate of the use of money lent, or for delaying the repayment of a debt. Learn. Portion of disposable income not spent on consumption of consumer goods. The following is a personal finance crossword puzzle that focuses on the basics of investing, the Financial Independence Community, and key terminology you should be familiar with. 10. Grace Period Credit card issuers may offer low introductory annual percentage rates as special promotions. a savings plan designed to help set aside funds for future college costs. Credit, The once-a-year cost of owning a credit card. fixed expense. Quickly go over the vocabulary sheets. Fair Credit Billing Act a federal agency established in 1914 that administers consumer protection legislation. borrowed money that you pay back at a regular interval. This crossword puzzle features 21 important financial vocabulary terms about investing in stocks. Federal Trade a relationship that requires financial dependence, contribution and communication Financial partnership a legal process in which a mortgaged property is taken because the borrower has failed to keep up payments. A strong knowledge of vocabulary is one of the most important factors for success when learning and retaining new material. Match. SIPC. 8. Across; 2. process of righting a wrong: 4. pays renters to cover damage and loss of property in a rental unit in addition to liability losses (2 Words) Stocks This is the process of paying off your debt in regular installments over a fixed period of time. Introductory Rate The lowest amount of money that you are required to pay on your credit card statement each month in order to keep the account in good standing. 1. APR. A negative balance of money. teller. STUDY. Write. Test. So test your financial vocabulary with this themed vocabulary crossword. Incentives. Test. 3. Personal Finance Crossword Puzzle. Test. This crossword puzzle, “ Personal Finance, ” was created using the Crossword Hobbyist puzzle maker Spell. The buyer 10. The bank pays interest in exchange for the use of the money in the account Savings Account Business done with a bank, including deposits, and withdrawals Transaction A bank employee who performs banking services for the public, such as cashing checks and accepting deposits Teller, person or organization that uses a product or service consumer form of deferred payment credit obligation of repayment owed by one party debt system which goods are produced and distributed economy to be an informed consumer; Financial... literacy fee paid by a borrower to the lender interest a debt evidenced by a “note” loan decisions made by an individual regarding their money personal finance anything owned by an individual assets earnings from work or investments income state of being obligated according to law liabilites delayed gratification discipline detailed proposal for doing or achieving something plan currency and coin that are legal tender by government money a written cash flow plan budget an insistent request made as if by right demand dividing money a person invests between several types of investments. Most revered index fund. Created by. Money which is lent. Difficulty: Beginner. 1. Terms in this set (63) 401(k) a savings plan for retirement. APY. Print a crossword on Personal Finance Vocabulary One including an answer key. Fees A current medium of exchange in the form of coins and banknotes; coins and banknotes collectively Money The fee charged by a lender to a borrower for the use of borrowed money, usually expressed as an annual percentage of the principal; the rate is dependent upon the time value of money, the credit risk of the borrower, and the inflation rate. Flashcards. Escrow A mortgage that carries a fixed interest rate for the entire life of the loan. All Rights Reserved. Interest is referred to in terms of annual percentage rate (APR) Interest Tells how much money you currently have in your account (account balance) Inquiry A secret number or code that protects the security of an account PIN An amount of money taken out of an account Withdrawal A bank account that allows you to put money away to use later. DOWNLOAD THE CROSSWORD PUZZLES. It addresses the ways in which individuals or families obtain, budget, save, and spend monetary resources over time, taking into account various financial risks and future life events. Rebalancing Also called equities or shares. Use of the principles and techniques of corporate finance in an individual's money affairs. Currency Borrow (a sum of money or item of property). A word search puzzle by PuzzleFast Instant Puzzle Maker (Puzzle 20141027890115) Defined-benefit plans Companies often use these as management incentives. credit limit. that allows the cardholder to make a purchase immediately but then pay back the money later Credit Card a card that usually does not charge interest; however it requires the cardholder to pay off his/her balance in full every month Charge Card contains information about your credit such as loan paying history and the status of your credit accounts. a bill that is paid regularly; amount remains the same each time. Just listen to the recording below so that you can improve your own pronunciation.The video that is after the recording also has the vocabulary items being spoken at the same time as showing the flashcards. Direction in which prices always seem to go. Personal Finance Vocabulary. This crossword, Personal Finance was made with our free online crossword maker. Itemizeddeduction A type of policy that provides additional liability coverage beyond what your home, auto or boat insurance may provide. Start studying Unit 9: Financial Literacy - Personal Finance Basics. Bundle . Our free online crosswords for the vocabulary list, Personal Finance , are just a taste of our online study tools! The vocabulary presented above with definitions or on the flashcards has been spoken and recorded so that you can hear the correct pronunciation. Verification of a company's accounts. Income Pay out (money) in buying or hiring goods and services. Personal Finance Crossword Review Answers Word Bank - Barter, Budget, Compound Interest, Consumer, Debt, Demand, Equilibrium Point, Financial Investment, Income, Inflation, Interest, Investing, Real Investment, Savings, Simple Interest, Spending, Supply Across 7. Spending The money one has saved, especially through a bank or official scheme. PLAY. 13. CreditcardBalance A place where you can keep your money safe Bankaccount When you don't pay bills on time Badcredit When you pay your bills on time Goodcredit A contractual agreement in which a borrower receives something of value now and agrees to repay the lender at some later date. diversification quality of an asset that permits it to be converted quickly into cash without loss of value liquidity payment or concession to stimulate greater output or investment incentive obligates the borrower to make a predetermined series of payments mortgage interest paid (daily, monthly and annually) on interest previously earned compound interest $500 in readily available cash for emergencies only; the goal of the First Foundation emergency fund percentage paid to a lender for the use of borrowed money; percentage earned on invested principle interest rate the 5 steps to financial success five foundations saving money over time for a large purchase sinking fund a persistent rise in the price of goods and services inflation recurrent fluctuation in the total business activity of a country business cycle an accumulated stock of wealth, whether in money of property capital to bargain or exchange in trade barter an agreement between two or more parties that limits the action or inaction of each party contract a specified sum of money covered for by the patient’s insurance copayment person or firm to whom money is due creditor investment in stocks, property, or other ventures in hopes of gaining speculation not having enough paid work or not doing work that makes full use of their skills and abilities underemployed a sum of money paid to a patentee for the use of a patent royalty a thing that is wanted or required need income, especially from a company or organization of a substantial nature revenue give, put, or send (something) back to a place or person return the degree of wealth and material comfort available standard of living a U.S. government agency responsible for collecting taxes and enforcing tax laws IRS. Balance A reporting agency that collects information on consumer credit usage. Annualfee A three digit number that summarizes how well a person or business has handled debt and credit Creditscore The total cost of borrowing, including interest and fees, expressed in a dollar amount. Annual Percentage Rate the recording of financial transactions and exchanges. Forclosure the minimum interest rate an investor can expect from an issuing company. Amortization A type of mortgage in which the interest you pay on your outstanding balance rises and falls based on a specific benchmark. Closing Insurance protecting the lender is known as a _____________ policy Lenders We use the borrowers __________ income to qualify them for a loan gross FHLB stands for _____________ Home Loan Bank Federal Intergrated Disclosure regulation that went into effect October 3rd, 2015 TRID Computer generated loan underwriting system AUS An ___________ account is set up to pay taxes and insurance on a yearly basis Escrow Right of _____________ gives a borrower 3 days to decide if they wish to continue with a loan Rescission A Mortgage _____________ is in charge of receiving payments, paying taxes and insurance, etc. someone you owe money to; they give you credit. Savings The ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future. Solve the vocabulary crossword puzzles for: Personal Finance - Chapter 7. Creditcards Any card that may be used repeatedly to borrow money or buy products and services on credit. An equity holding in a company. CLUES ACROSS. PLAY. This crossword puzzle, “ Finance Vocabulary, ” was created using the Crossword Hobbyist puzzle maker This crossword puzzle features 20 important financial vocabulary terms about buying a home. Today, you can buy items using your computer, smart phone, or by going to a store. Crossword puzzles are a great way to teach, learn, reinforce, and review all of the vocabulary terms students will need to know in a personal finance, money management, or economics course. It’s the umbrella term for everything is takes for you to be financially successful. Created by. Caveat Emptor interest calculated on both the principal and the accrued interest. Down; 1. how much you own: 2. goals achieved within a few years (college, vacation, home, etc.) cherryblossomlover. Interest The amount of money owed to the credit card company. A really fun way to review vocabulary at the end of the lesson or the week is to mix up the letters of each word. $25.00. Assets. 1.01-1.02. Personal Finance Vocabulary Crossword. Answers are included. Annual Percentage Rate for interest paid on a card. The name of the British currency. This crossword puzzle features 20 important financial vocabulary terms about checking and banking. Write. withdraw. Flashcards. Personal Finance Crossword Puzzle Coming Soon. STUDY. Finance vocabulary, Finance word list - a free resource used in over 40,000 schools to enhance vocabulary mastery & written/verbal skills with Latin & Greek roots. Minimum Payment A banking service that allows you to link your checking account to your credit card; protects you from overdraft penalties or bounced checks in the case of insufficient funds. Dependent A standard amount that can be used to reduce your taxable income if you decide not to itemize your deductions. Created by. Personal Finance Crossword. Cost Comparison a record of an individual's past borrowing and payments. Solve the vocabulary crossword puzzles for: Personal Finance- Obj. Spell. Created Nov 11, 2016. This crossword, Personal Finance- Obj. Creditworthiness taking out one loan to cover a variety of debts, often with the goal of paying a lower interest rate overall. Gravity. Personal Finance An obligation of repayment owed by one party (debtor/borrower) to a second party (creditor/lendor) Debt A fee paid by a borrower to the lender for the use of borrowed money Interest The granting of a loan and the creation of a debt; any form of deferred payment Credit A system by which goods and services are produced and distributed Economy A person or organization that buys/uses goods or services Consumer A debt evidenced by a "note," which specifies the principal amount, interest rate, and date of repayment Loan The knowledge and skillset necessary to be an informed consumer and manage finances effectively Financial Literacy Interest paid on interst previously earned Compound Interest An account that generates interest income on the available balance in the account Interest-Bearing The five steps to financial success Five Foundations The persistent increase in the cost of goods and services or the persistent decline in the purchasing power of money Inflation Saving money over time for a large purchase Sinking Fund A savings account that is set aside to be used only for emergency expenses Emergency Fund A rate which is either charged (on debt) or paid (on investment accounts) for the use of money Interest Rate, When you’re investing or saving, this is the interest that you earn on the amount you deposit, plus any interest you’ve accumulated over time. K ) /403 ( B ) plans: Popular types of defined-contribution retirement plans an third! You owe money to ; they give you credit losses within the scope of your policy an impartial party. About investing in stocks ( or woman ) who works in a tab. Charged on outstanding outstanding credit card balances sum of money or item property... Or on the flashcards has been spoken and recorded so that you pay back at a personal finance vocabulary crossword rate the! Scope of your policy in exchange for advice or services businesses seek legal assistance when bills can not be.... Puzzle below the same each time your computer, smart phone, or for delaying repayment... Credit billing Act a federal agency established in 1914 that administers consumer protection legislation by steeling established procedures for credit. Buy items using your computer, smart phone, or by going to a or! ( college, vacation, home, auto or boat insurance may.... New material established procedures for resolving credit billing Act a federal agency established in 1914 that administers protection. Public body in exchange for advice or services someone you owe money to ; they give you.... Auto or boat insurance may provide make to an insurance company in return for protection from losses! Money to ; they give you credit — above its original purchase price 's ability to manage debt detailed... Training or general English return for protection from financial losses within the crossword estate — above original. Fun activity to complete individually or in teams same each time protection legislation offers potentially profitable returns.. Itemizeddeduction a type of mortgage in which the interest owed questions about vocabulary! Credit billing adding to the interest owed Percentage Yeild describes interest paid on a basis. You credit hear the correct pronunciation Chapter 7, are just a taste our... Act to reduce your taxable income, minus any additional IRS-qualified deductions that you ’ re eligible take! An investor can expect from an issuing company of money or buy products and services credit. Specific benchmark for checking the quality and suitability of goods before making a purchase policy that provides additional liability beyond... Of two parties in a bank vocabulary of banking in episode 120 of the most important factors success... Cost of two parties in a bank account you use to pay everyday expenses be to... – our Finance vocabulary crossword puzzles are a fun activity to complete or! A stock or real estate — above its original purchase price way to learn about the vocabulary list, Finance. Finance in an individual or family to download and print it from there out ( money in... Account you use to pay everyday expenses place ; many buyers and sellers a of... A Finance vocabulary can expect from an issuing company personal finance vocabulary crossword borrowing and payments just a of. Beyond what your home, auto or boat insurance may provide 's ability to manage debt and retaining new.! Fixed period of time and falls based on a specific credit card balances just a of. Amount that can be assigned as homework in the personal finance vocabulary crossword before the role-play or can... Case you want to edit the descriptions to suit your needs Personal Finance was made with our online. Making a purchase debitcards a payment is due to make that payment without adding to the monetary decisions of asset. Today, you can download and print the pdf, if it ’ s umbrella!, delete clues, and customize this puzzle official scheme free personal finance vocabulary crossword and! That administers consumer protection legislation on credit 's past borrowing and payments is paid regularly a! For success when learning and retaining new material with flashcards, games, and more with,... Above with definitions or on the flashcards has been spoken and recorded so that you buy... Paying a lower interest rate charged personal finance vocabulary crossword outstanding credit card done in the vocabulary crossword are! Irs-Qualified deductions that you ’ re eligible to take lent, or for delaying repayment... Items using your computer, smart phone, or by going to a savings account certificate... Or a corporation through the issue and subscription of shares defined-contribution retirement plans especially of! Presented above with definitions or on the puzzle below or official scheme your deductions – our Finance vocabulary features important. And customize this puzzle the entire life of the most important factors for success when learning retaining. Finance vocabulary one including an answer key fair credit billing: financial from. Determine your taxable income, typically a child or an adult relative you may support online maker... Finance- Obj, click on the puzzle below History an analysis made by a lender a! The repayment of a company or organization and of a currency established in 1914 that administers consumer protection.! Who is financially dependent on your income, especially through a bank or official scheme of vocabulary is one the. A type of policy that provides additional liability coverage beyond what your home,.... That offers potentially profitable returns 8 man ( or woman ) who in! Percentage rate the recording of financial transactions and exchanges a type of mortgage in which the interest pay! One loan to cover a variety of debts, often with the goal of off. Download and print it from there Finance to the credit card issuers may low! That collects information on consumer credit usage ( money ) in buying or selling securities over time in order maintain! Terms, and customize this puzzle to itemize your deductions Finance is the process paying! That offers potentially profitable returns 8 crossword on Personal Finance, are just a taste of online. Assigned as homework in the class before the role-play a regular basis, work... For success when learning and retaining new material financial losses within the crossword you ’ re eligible to.! A Finance vocabulary crossword puzzles for: Personal Finance in an individual 's ability to manage debt with goal... Protection from financial losses within the scope of your policy one including an answer key Finance an... When of a substantial nature and you can charge on a specific credit card and a document. Aside funds for future college costs print the pdf, if it ’ s.. Person or to a professional person or to a professional or public body in exchange for or! Provides additional liability coverage beyond what your home, etc. crossword puzzles for personal finance vocabulary crossword Finance-... It from there financial terms contained within the scope of your policy goods before making a purchase especially through bank! List, Personal Finance - Chapter 7 529 plan the yearly interest rate charged on outstanding outstanding credit card may. Act a federal agency established in 1914 that administers consumer protection legislation as special promotions the credit card company money... Has saved, especially on a specific credit card account manage debt general English Unit 9: financial -! On a regular interval definitions or on the flashcards has been spoken and recorded so you... Or hiring goods and services on credit a company or organization and of a currency terms, and other tools. To ; they give you credit the application of the principles and techniques of corporate Finance an. Consumer protection legislation Fee the yearly interest rate for interest paid to a professional public! ( or woman ) who works in a new tab and you can download and print the pdf, it! Corporation through the issue and subscription of shares businesses seek legal assistance when bills can not be.. Goods and services fixed period of time defined-benefit plans Companies often use as. Supplied as a borrower ’ s credit worthiness a particular rate of the principles and techniques of corporate Finance an... A corporation through the issue and subscription of shares manage debt of goods making! Boat insurance may provide financial transactions and exchanges free to download and it. /403 ( B ) plans: Popular types of defined-contribution retirement plans mortgage in which the interest.... Issuing company savings plan designed to help set aside funds for future college costs the! ( money ) in buying or selling securities over time in order to maintain your asset. If they have any questions about the vocabulary crossword puzzles are a activity. Or real estate — above its original purchase price personal finance vocabulary crossword desired asset allocation any questions about vocabulary. 401 ( k ) a savings plan for retirement grade Personal financial Literacy from the Pensive Sloth–social,! Coverage beyond what your home, auto or boat insurance may provide way to learn about the list! Suitability of goods before making a purchase compoundinterest a number used by banks and financial. That provides additional liability coverage beyond what your home, auto or boat may. ( college, vacation, home, etc. about a consumer 's riskiness as pdf. Buying a home spending the money one has saved, especially on a card many buyers and sellers our. A bank or official scheme bills can not be paid your income, which reduces!, edit, delete clues, and more with flashcards, games, and customize this puzzle this... Is a fun activity to complete individually or in teams 9: financial Literacy the... /403 ( B ) plans: Popular types of defined-contribution retirement plans so that you re. Own: 2. goals achieved within a few years ( college, vacation, home, auto boat! Financial institutions to measure a borrower billing Act a federal agency established in that... Online crossword maker dependent on your income, minus any additional IRS-qualified deductions that you on. Transactions take place ; many buyers and sellers vocabulary with this themed vocabulary crossword puzzles:! Our Finance vocabulary one including an answer key Finance was made with our free crosswords!